Egypt's Fintech Giant Valu Makes Landmark Debut on the Egyptian Exchange
Valu, Egypt's leading consumer fintech platform and a subsidiary of EFG Holding, has officially become a publicly traded company, with its shares beginning to trade on the Egyptian Exchange (EGX) as of June 23, 2025. The listing marks a major milestone for the MENA tech ecosystem, showcasing a clear path from startup to a major public corporation.
By the Numbers
EGP 3.1 Billion: Valu's gross revenue recorded in 2024.
EGP 423 Million: Valu's net profit recorded in 2024.
20.49%: The portion of Valu's share capital distributed to EFG Holding shareholders.
June 23, 2025: First day of trading on the Egyptian Exchange.
A Unique Path to Public Markets
In a strategic move, Valu went public through a technical listing via an "in-kind dividend" rather than a traditional Initial Public Offering (IPO) to raise new capital. Following approval from its general assembly, parent company EFG Holding distributed 20.49% of Valu's share capital directly to its own shareholders. This method rewards EFG Holding's long-term investors while successfully establishing Valu as an independent, publicly traded entity on the EGX.
From BNPL Leader to Diversified Fintech Platform
Valu's journey to becoming a public company has been driven by its significant evolution. The company has expanded far beyond its initial success as a buy-now-pay-later (BNPL) provider to become a comprehensive digital financial services platform. Its offerings now include a wide array of lending products, investment tools, prepaid and co-branded cards, and high-ticket financing solutions.
A Milestone for Egypt's Tech and Financial Sectors
The successful listing of a profitable, high-growth, homegrown technology company like Valu is a landmark event for the Egyptian Exchange. It adds a new and exciting asset class for local and international investors, significantly deepens the market, and creates a powerful precedent that could encourage other leading Egyptian and regional tech companies to consider a public listing.
About Valu
Valu is a leading, publicly traded Egyptian fintech platform that empowers consumers and businesses with a wide range of accessible financial solutions. As a subsidiary of EFG Holding, Valu has become a household name in Egypt, driving financial inclusion and digital transformation through its innovative lending, investment, and payment services.
Looking Ahead: A New Era of Growth and Transparency
Becoming a publicly traded company opens a new chapter for Valu. The listing provides the company with greater transparency, access to capital markets for future growth, and a new currency in the form of public stock to attract top talent and pursue strategic opportunities. This move solidifies Valu's position as a cornerstone of Egypt's modern financial landscape.
Source: Waya Media